Privacy Policy

Last updated on September 10th, 2024

Effective on the 10th day of September 2024, XXX, hereinafter referred to as the “Company” (https://tn.e-payhub.net/, “we”, “us”, or “our”), is dedicated to providing services for users worldwide. We have drafted this Privacy Policy to outline the rights and responsibilities of you, our user.

This Privacy Policy applies to the https://tn.e-payhub.net/ website, along with other websites operated under https://tn.e-payhub.net/ (collectively referred to as “https://tn.e-payhub.net/”), and the services available on these sites (the “Services”). It covers all information collected about you or the company or entity you represent (“you” or “your”) through https://tn.e-payhub.net/ as of September 10th, 2024.

This Policy explains the types of information that https://tn.e-payhub.net/ collects from you and other users of the platform (the “Users”), how we may use this information, and how you can contact us regarding your personal information or questions about this Policy.

Policy Modifications

We reserve the right to update this Policy at any time. Please check https://tn.e-payhub.net/ regularly for any modifications. Changes to this Policy will be published on the Website and will become effective upon posting. By continuing to access or use our services or https://tn.e-payhub.net/, you acknowledge and agree to any modifications or revisions made to the Policy.

Your Consent

Please read this entire Policy carefully before using https://tn.e-payhub.net/ or submitting any information to us. By accessing or using https://tn.e-payhub.net/, you consent to the collection, use, and disclosure of your information as described in the Terms of Use and this Policy. By providing information to https://tn.e-payhub.net/, you acknowledge and agree to the collection, use, and processing of that information by https://tn.e-payhub.net/ or third parties as detailed here. Using https://tn.e-payhub.net/ indicates your consent to share all information (whether personally identifiable or not) with third-party providers to enable them to deliver outsourced services on our behalf. Additionally, you consent to the collection, maintenance, and processing of your information by both us and these third-party providers. If you disagree with the Terms of Use or this Policy, you are not permitted to use the https://tn.e-payhub.net/ Website.

Be aware that we may engage third parties to deliver certain services related to https://tn.e-payhub.net/. For instance, we might (i) hire an email provider to manage email communications with Users, (ii) work with a website hosting service to host https://tn.e-payhub.net/, or (iii) use a third-party service for call center operations. We may also use various validation services to verify the contact information you provide.

Protecting your trust is our highest priority, and we follow these principles to safeguard your privacy: We will only share your personally identifiable information with third parties under the following conditions: (1) with your consent; (2) when necessary to fulfill your instructions; (3) as needed to deliver our services to you; (4) if required by law, subpoena, or other legal processes; or (5) to enforce our Terms of Use or protect the rights, property, or safety of ourselves, our Members, Website visitors, and the public. We have put in place security measures designed to protect your information in line with industry standards.

Information You Provide

We may collect and keep any information you or your business provide when you use our Website. This includes situations where you: use our services, create an account, reach out to us for feedback, support, or further information, or subscribe to our content offerings, such as newsletters and alerts.

The types of information we may collect include your first and last name, business or physical address, email address, zip code, phone number, details about your interactions with us or others, and any other relevant information.

Social Media

You might use social media platforms or other online services to access our Site. In doing so, some information from those services may be shared with us. By linking a social media account to our Website, you consent to our access and retention of that information according to the policies of the respective social network or service and this Policy. For instance, we might obtain details from your social media profile or information about your interactions with the social network, such as when you comment on a blog post or use a sign-on service like Facebook Connect.

Automatically Collected Information

When you visit our websites, we might automatically collect certain information, including your IP address, browser type, device details, and operating system, as well as identifiers associated with your devices. We also gather data about the pages you visit, the vehicles you view or customize, and the features you use, including specific dates and times. If you move from one website to another, we may record the address of the site you visit. We also collect details about your internet service provider.

In addition, we track your activities on our website using various technologies such as cookies, clear GIFs, web beacons, local shared objects, or Flash cookies, along with other evolving technologies, collectively known as Metrics Tools.

We may permit third parties to use Metrics Tools on our sites. The data collected by these tools might be shared with and utilized by us, our representatives, or third parties under their own privacy policies. Information gathered through Metrics Tools might be used on this website or others, including sites not managed by us. While we strive to respect user privacy preferences, we cannot currently address "Do Not Track" signals from your browser.

Email

We might gather data on the effectiveness of our emails and other communications. For instance, we may track if you click on a link in an email we send.

Information from Other Sources

We may receive information about you from our affiliates, partners, automobile dealers, and other sources. This data could include your usage of our website or services, interactions with other sites, dealings with automobile dealers, and details about your preferences and interests. We may combine this third-party information with data collected by us or our affiliates.

Use of Information

We, along with those acting on our behalf, may utilize the information we collect or receive to run our business, including managing our site. This includes, but is not limited to:

(i) Operating and Supporting Our Websites and Services: We use the information we collect to maintain and enhance our website and services. If you create an account with us, we may use your data to manage and support your account. We may also track your interactions with our websites across different devices and use the information to improve your experience and optimize our services.

(ii) Improving and Evolving Our Services: We continually assess and refine our website and services, including developing new offerings. The information we gather helps us in these improvements.

(iii) Advertising and Promotions: We may leverage the information we collect to offer, deliver, or customize products and services from us or third parties. For example, we might tailor content, promotions, and incentives based on your preferences, interests, or previous interactions.

(iv) Testimonials: If you provide testimonials about our products or services, we may display these testimonials and related advertisements as part of our promotion efforts. These testimonials and advertisements may include your name and any other personal information you have shared.

(v) Other Uses: We may use the information you provide, whether personally identifiable or not, for various purposes. This may include sending you information and offers via email or mail, sharing your information with third parties to fulfill requested services or for potential interest, and compiling anonymous statistical data for analysis. This anonymous data may be shared or sold to third parties for advertising purposes. Additionally, we may use this information to help administer and secure https://tn.e-payhub.net/, process payments for transactions, and prevent, detect, and investigate fraud, security breaches, and other potentially illegal activities.

Third-Party Tracking and Online Behavioral Advertising

We may share information or permit third-party online advertising networks, social media companies, and other third-party services to collect data about your use of our website over time. This enables them to display ads on our Service, on other devices you may use, and across other websites, apps, or services. Typically, though not always, this information is collected through cookies or similar tracking technologies, which recognize your device and gather data such as clickstream information, browser type, the time and date of your visit, and other details. We may also share a common account identifier (such as an email address or user ID) to help recognize you across devices. We and our third-party partners use this information to make the advertisements you see online more relevant to your interests. Depending on your browser or mobile device, you may be able to manage cookies and tracking technologies through your settings. You can also limit interest-based advertising by adjusting your mobile device settings to select “Limit Ad Tracking” (iOS) or “Opt-Out of Interest-Based Ads” (Android). For more information about interest-based advertising and to opt out of some advertising, visit the Network Advertising Initiative’s resources at http://www.networkadvertising.org/choices and/or the DAA’s resources at www.aboutads.info/choices. You can also modify your ad preferences through Facebook settings. Note that some opt-outs may not be effective if your browser is set to reject cookies, and you may need to repeat the opt-out process if you switch devices, change browsers, or delete the opt-out cookie.

How Long Do We Keep Website Information?

We retain the information you provide for as long as your account is active or as needed to provide you with services. Even after you close your account, we may keep your information if retention is necessary to comply with legal obligations, meet regulatory requirements, resolve disputes, prevent fraud and abuse, or enforce this Policy and our Terms of Use Agreement. We may also retain information for a limited period if required by law enforcement. Our Customer Service team may retain information for support-related reporting and trend analysis, but we generally delete or de-personalize data from closed accounts in line with this Policy.

When Do We Share Information?

We only share information about you as described or permitted by this Policy, unless you provide consent for other types of sharing. We may share information about you in the following ways:

(i) Corporate Affiliates. We may share information with our corporate affiliates for their everyday business purposes, to provide services, or to conduct marketing activities. We may also engage in joint ventures with others and share information as part of such ventures.

(ii) Partner Websites. We may share the information we gather with our partners.

(iii) Service Providers. We may disclose information to third-party service providers who assist us in operating our business or delivering services on our behalf. These service providers include analytics companies and advertising networks that supply metrics tools on our websites.

(iv) Promotional. We may share information with third parties to assist in promoting our products and services or to customize advertisements, offers, or other communications directed at you.

(v) Business Transfer. We may share information collected from you in connection with the sale or merger of our business or the transfer of assets.

(vi) Protection of Ourselves and Others. We may use and share the information we collect to enforce our rights and protect our property and those of our affiliates, customers, and members of the public. This includes compliance with applicable laws, legal processes, legal advice, and measures to prevent fraud and theft.

What Choices Do I Have Regarding My Information?

You have several options to control and limit the information you provide to us. Please note that limiting the information you share may affect your ability to use all features of our Website. For instance, you can choose not to access our Website through your social media accounts. Additionally, you can adjust privacy settings with third-party social media providers to limit the information shared with us.

Your browser and device may offer options to limit the use of cookies and other metrics tools. Please refer to the documentation for your browser or device for detailed instructions. Your mobile device may also allow you to prevent sharing geolocation information. Check your device’s settings or help documentation for guidance on these options.

How Do We Handle Privacy Disputes?

By using this Website, you agree that any dispute arising from or related to the Website, its content, or the services and materials available on the Website, including information collected or shared about you, will be governed by the Choice of Law, Venue, and Class Action Waiver provisions outlined in our Terms of Use.

How Do We Protect the Security of the Information?

We implement administrative, technical, and physical security measures to protect the personal information in our possession. However, we cannot guarantee the complete security of the information we collect and store. If you believe that your information has been disclosed without authorization, please contact your https://tn.e-payhub.net/ representative or reach out to us via email at [email protected].

Lead Sharing Privacy Policy

We engage other companies and individuals to provide services to our Website visitors, customers, and users of the Subscription Service. We may share your information with these entities to facilitate the delivery of information, products, or services to you. Examples include eliminating duplicate information from prospect lists, analyzing data, performing statistical analysis, offering marketing assistance, processing credit card payments, enhancing the information you provide to improve our services, and providing customer service or support. In all cases where we share your information with such agents, we require them to acknowledge and adhere to our privacy and customer data handling policies.

Partners

We may share data with trusted partners to contact you based on your request for such communications, assist with statistical analysis, or provide customer support. These third parties are prohibited from using your personal information for any purposes other than those specified and are required to maintain the confidentiality of your information. We collaborate with trusted third parties to offer co-marketing content that we believe may be relevant to you. When engaging with these co-marketing partners, we will inform you about who we are sharing data with and provide a link to the partner’s privacy policy so you can learn more about how to opt out of their communications. These co-marketing partners must comply with our privacy and data protection policies. For additional details on our co-marketing program, please see this page.

Corporate Events

If we (or our assets) are acquired by another company, whether through merger, acquisition, bankruptcy, or otherwise, that company will inherit all information collected by https://tn.e-payhub.net/ on the Websites and Subscription Service. In such an event, we will notify you via email and/or a prominent notice on our website about any changes in ownership, uses of your personal information, and your options regarding your personal information.

Compelled Disclosure

We reserve the right to use or disclose your personal information if required by applicable Indian laws and regulations or if we reasonably believe that such use or disclosure is necessary to protect our rights, safeguard your safety or that of others, investigate fraud, or comply with a law, court order, or legal process.